Retirement Income Planning
Part of the ARMOR UP™ Retirement Framework
ARMOR UP™
Retirement Income Planning in Central and Columbus, Ohio
At Ross Wealth Advisors, we design retirement income plans that provide steady, reliable income once your paycheck stops. By coordinating your savings, investments, and Social Security, we help ensure your money lasts as long as you do. Our goal is to give you clarity and confidence, so you can enjoy retirement without the stress of wondering if your income will keep up with your lifestyle.
Create a sustainable retirement income strategy that carefully balances long-term growth with smart, tax-efficient withdrawals.
Use our proven Bucketing System to protect your retirement from sequence-of-returns risk and market volatility.
Integrate Social Security, pensions, and investment distributions into a cohesive, tax-efficient retirement income plan.
Aligning Buckets with Social Security & Pension Income
Combining guaranteed sources with market-based buckets enhances reliability, creating a holistic strategy that maximizes every income source.
Social Security Optimization
Coordinate benefit timing with bucket drawdowns to maintain steady retirement income flow.
Pension & Annuity Integration
Use fixed income sources to help reduce pressure on your investment withdrawals.
Dividend & Interest Allocation
Place income-producing assets in the mid-term bucket to help replenish cash reserves.
Dynamic Rebalancing
Adjust bucket funding when benefit payments begin, maintaining target allocations over time.
Please rate your level of concern, then schedule a complimentary evaluation of your current plan,
833-DON-ROSS
A rank of 1 indicates you have a major concern. An 8, 9 or 10 means you have no concern.
Retirement Income Plan
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- We or I have a written, yearly income plan detailing which accounts including Social Security and pensions, to draw from and when.
- I know how all our assets and income will be taxed when we receive, sell, or take withdrawals from them.
- I’m confident our money will last for my/our lifetime.
Schedule A Complimentary Visit
Retirement planning can be complex — Ross Wealth Advisors simplifies it with personalized, independent guidance. Schedule your complimentary visit today and take the first step toward an abundant retirement.
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