Outstanding Tax Liabilities
Part of the ARMOR UP™ Retirement Framework
ARMOR UP™
Outstanding Tax Liabilities Planning in Central and Columbus, Ohio
Effective retirement tax planning starts with your first contributions. At Ross Wealth Advisors, we help manage tax liabilities and avoid surprises. Our proactive, personalized strategies help extend the life of your savings—for you and those you leave behind.
Projecting future tax obligations from IRAs, 401(k)s, DROP plans, pensions, and other retirement income sources.
Minimizing lifetime taxes through Roth conversions, tax-loss harvesting, and qualified charitable distributions.
Protecting your heirs through smart strategies designed to reduce the tax burden on your future beneficiaries.
Tax Planning for Retirement Accounts
Effective tax planning for retirement accounts ensures every account type works together to minimize taxes. By coordinating withdrawals, conversions, and investments, our strategy helps you pay the least tax legally possible—keeping more of your savings working for you.
Roth IRAs
Leverage tax-free growth and withdrawals—particularly valuable when you expect higher tax rates later or wish to leave tax-free assets to heirs.
Health Savings Accounts (HSAs)
Use triple-tax-advantaged HSAs in retirement to cover medical expenses, reducing taxable income and minimizing out-of-pocket healthcare costs.
Taxable Brokerage Accounts
Use tax-loss harvesting and long-term holding strategies to manage capital gains exposure and strategically offset taxable distributions throughout your retirement years.
DROP & Deferred Compensation Plans
Integrate these plans into your broader withdrawal sequence to optimize your tax brackets and preserve tax-deferred growth when it benefits you most.
Please rate your level of concern, then schedule a complimentary evaluation of your current plan,
833-DON-ROSS
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Outstanding Taxes - Strategic Tax Plan
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- We or I have at least 2-4 tax strategies in place to reduce taxes for life.
- We or our current advisor have a comprehensive plan to permanently minimize or eliminate income taxes every year for the rest of our lives in retirement.
- Our estate plan minimizes the taxes my heirs will have to pay on their inherited assets.
Schedule A Complimentary Visit
Retirement planning can be complex — Ross Wealth Advisors simplifies it with personalized, independent guidance. Schedule your complimentary visit today and take the first step toward an abundant retirement.
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